Rules & Covenants

Covenants & Bylaws
The Lakes of White Oak Association communities are governed by court-enforcable covenants. Covenants are in place to help maintain the appearance and desirability of our neighborhood, which ultimately can translate into higher property values. Help protect the investment that you have made in your home by adhering to our community guidelines and responding to any violations as quickly as possible. If you have any questions about covenants and by-laws, please contact the property manager, Kim Salvatore at (404) 835-9100 or ksalvatore@cmacommunities.com

Information specific to the Design Review Committee (DRC) can be found here

 

DOCU 008068 FILED IN OFFICE 05/14/2009 02=22 PM BK:3459 PG:790-821 CINDY G BROWN
CLERK OF SUPERIOR COURT COWETA COUNTY
Return to:
SPACE ABOVE RESERVED FOR RECORDING DATA]
Weissman, Nowack, Curry, & Wilco, P. C. One Alliance Center, 4th Floor
3500 Lenox Road
Atlanta, Georgia 30326
Attention: Ashley Miller Lanier

STATE OF GEORGIA Reference: Deed Book: 588
COUNTY OF COWETA Page: 413

WHEREAS, the Declaration of Covenants, Restrictions, Easements, Liens & Assessments of Jefferson Ventures, Inc. fOr White Oak, Stages II and III was recorded in Deed Book 395, Page 497, et seq., Coweta County, Georgia land records (hereinafter referred to as the 'White Oak Declaration") as may be amended; and
WHEREAS, the 10th Amendment to the Declaration of Covenants, Restrictions, Easements, Liens & Assessments of Jefferson Ventures, Inc. for White Oak, Stages II and III made applicable only to the development known as the "Lakes of White Oak" and/or "bloodstream" and was recorded on November 11, 1990, in Deed Book 588, Page 413, et seq., Coweta County, Georgia land records (hereinafter referred to as the "Lakes of White Oak Declaration") as may be amended; and
WHEREAS, the Lakes of White Oak Declaration adds Articles VIII — XXIV to the White Oak Declaration and expressly excludes the Lakes of White Oak development from the terms of Article I — XII; and
WHEREAS, Article XXII, Section 22.01 of the Lakes of White Oak Declaration provides that amendments may be passed in accordance with Section 24.07 and the vote of the Developer during the Development Period; and
WHEREAS, Section 24.07 provides that a duly called meeting must be held at which 2/3 vote of the owners present in person or by proxy at the meeting shall be sufficient to amend the Lakes of White Oak Declaration; and
WHEREAS, the Development Period lasts until January 1, 2010; and
WHEREAS, Jefferson Ventures, Inc., the Developer, is not longer developing the Lakes of White Oak Development and is no longer an active corporation with the Georgia Secretary of State; and
WHEREAS, since the Development Period is no longer active and the Developer is listed as "Dissolved/Cancelled/Terminated" since 8/3/2000 with the Georgia Secretary of State, its consent is no longer required; and
WHEREAS, these amendments are not material with respect to Developer in that they do not materially and adversely affect the interest of Developer; provided, however, if a court of competent jurisdiction determines that these amendments do so without Developer's consent, then these amendments shall not be binding on the Developer, unless it consents hereto; and if such consent is not forthcoming, then the provisions of the Lakes of White Oak Declaration prior to these amendments shall control with respect to the Developer; and
WHEREAS, Owners representing at least 2/3 of those present in person or by proxy at the meeting desire to amend the 10th Amendment to the Lakes of White Oak Declaration and have approved this Amendment; and
NOW, THEREFORE, the Tenth Amendment to the Declaration of Covenants, Restrictions, Easements, Liens and Assessments, and all exhibits thereto, is hereby stricken in its entirety and this Declaration is simultaneously substituted therefore:

AMENDED AND RESTATED TENTH AMENDMENT TO
THE DECLARATION OF COVENANTS, RESTRICTIONS,
EASEMENTS, LIENS AND ASSESSMENTS
IMPORTANT NOTICE
THIS AMENDMENT SUBMITS THE PROPERTY TO THE PROVISIONS OF THE GEORGIA PROPERTY OWNERS' ASSOCIATION ACT, O.C.G.A., SECTION 44-3-220. ET SEQ.
CLOSING ATTORNEYS SHOULD CONTACT THE ASSOCIATION FOR. ESTOPPEL CERTIFICATES REGARDING BOTH ASSESSMENTS/CHARGES DUE ON PARCELS AND ANY UNCURED ARCHITECTURAL VIOLATIONS OR UNAUTHORIZED IMPROVEMENTS ON PARCELS, PURSUANT TO THE PROVISIONS HEREOF.
COPYRIGHT © 2008 All rights reserved. This Amended and Restated Declaration may be used only in connection with the ownership and sale of property at Lakes of White Oak m and the operation of the Lakes of White Oak Community Association of Coweta County, Inc.
PREPARED BY:
Weissman Nowack sw
Curry &Wilco, P.C. v`
Ashley Miller Lanier, Esquire
ONE ALLIANCE CENTER • 4TH FLOOR • 3500 LENOX ROAD • ATLANTA, GEORGIA 30326
TELEPHONE 404.926.4500 • FACSIMILE 404.926.4600
www.wncwlaw.corn

1. NAME
The name of the Community is Lakes of White Oak', which is a residential property owners' development which hereby submits to the Georgia Property Owners' Association Act, O.C.G.A. Section 44-3-220, et seq. (Michie 1982), as may be amended. The Community is also commonly referred to as "bloodstream."

2. DEFINITIONS
Unless the context otherwise requires, capitalized terms used in this Declaration, the Bylaws, and the Articles of Incorporation shall be defined as set forth in this Paragraph 2. Otherwise, the terms used in this Declaration, the Bylaws, and the Articles of Incorporation shall have their normal, generally accepted meanings or the meanings given in the Act or the Georgia Nonprofit Corporation Code.
A. Act means the Georgia Property Owners' Association Act, O.C.G.A. Section 44-3-220, et seq. (Michie 1982), as may be amended.
B. Articles of Incorporation or Articles means the Articles of Incorporation of Lakes of White Oak Community Association of Coweta County, Inc., filed with the Secretary of State of the State of Georgia.
C. Association means Lakes of White Oak Community Association of Coweta County, Inc., a Georgia nonprofit corporation, its successors or assigns.
D. Association Legal Documents means this Declaration and all exhibits hereto, the Bylaws, the Articles of Incorporation, the plats and all rules and regulations and architectural guidelines for the Association, all as may be supplemented or amended.
E. Board or Board of Directors means the body responsible for management and operation of the Association.
F. Bylaws means the Bylaws of Lakes of White Oak Community Association of Coweta County, Inc.,
G. Commercial means any Parcel improved by a Structure the use of which is a permitted use described and listed in the commercial zoning district section of the Coweta Zoning Ordinances, as amended. As of the Effective Date, there exists no commercial property developed within Lakes of White Oak.
H. Common Property means any and all real and personal property and easements and other interests therein, together with the facilities and improvements located thereon, now or hereafter owned by the Association for the common use and enjoyment of the Owners.
I. Common Expenses means the expenses incurred or anticipated to be incurred for the general benefit of all Parcels, including, but not limited to, those expenses incurred for maintaining, repairing, replacing, and operating the Common Property.
J. Community means that real estate which is submitted to the Act and the provisions of this Declaration, as described in Exhibit "A" attached hereto and incorporated herein by reference. The Community is a residential property owners' development which hereby submits to the Georgia Property Owners' Association Act, O.C.G.A. Section 44-3-220, et seq. (Michie 1982), as may be amended.
K. Community-Wide Standard means the standard of conduct, maintenance, or other activity generally prevailing in the Community. Such standard may be more specifically determined by the Board of Directors and the Development Review Committee.
L. Declaration means this Declaration of Protective Covenants, Restrictions, Easements, Liens and Assessments for Lakes of White Oak.
M. Developer means Jefferson Ventures, Inc., a Georgia corporation, its successors and assigns. As of the Effective Date, Jefferson Ventures, Inc. is listed as dissolved/cancelled/terminated since 8/3/2000 with the Georgia Secretary of State.
N. Development Review Committee or DRC mean the committee established to exercise the architectural review powers set forth herein, which shall be a standing committee of the Association.
O. Director means a member of the Association's Board of Directors.
P. Domestic Partner means any adult who cohabitates with an Owner, and who has been designated as the Owner's Domestic Partner in a written statement, signed by the Owner and filed with the Association's Secretary. A person shall no longer be a Domestic Partner upon the Secretary's receipt of a written termination notice, signed by either the Owner or the Domestic Partner.
Q. Easement Area means (1) those areas on any Parcel with respect to which easements are described in a recorded deed, or, shown on any filed or recorded map or plat relating thereto; or (2) to the extent not inconsistent with any easements described in any deed, or shown on any map or plat described herein, a continuous strip of land ten feet in width (a) abutting the line forming the perimeter boundary of any parcel identifiable as a discreet piece, parcel, tract or lot of land on any recorded map or plat relating thereto and (b) lying within such perimeter boundary; provided, however, that there shall be specifically excluded from such Easement Area any portion of such strip on which there is standing a structure approved by the DRC; provided, further, that nothing contained herein shall prevent the DRC from approving the erections of any structure on any portion of any such strip of land.
R. Effective Date means the date that this Declaration is recorded in the Coweta County, Georgia land records.
S. Eligible Mortgage Holder means a holder of a first Mortgage secured by a Parcel who has submitted a request in writing to the Association to be deemed an Eligible Mortgage Holder. Such notice must include the mortgage holder's name and address and the Parcel number or address of the property in the Community secured by such mortgage.
T. Living Unit means any structure or portion of a structure designed and intended for use and occupancy as a residence.
U. Mortgage means any mortgage, deed to secure debt, deed of trust, or other transfer or conveyance for the purpose of securing the performance of an obligation, including, but not limited to, a transfer or conveyance of fee title for such purpose.
V. Mortgagee or Mortgage Holder means the holder of any Mortgage.
W. Multi-Family Residential means any Parcel which is improved by a structure which incorporates two or more Living Units; or any Parcel which is zoned "R-2 Multi-Family Residential" under the provisions of the Coweta County Zoning Resolution, as amended, whether or not the same is improved by a structure. As of the Effective Date there exists no Multi-Family Residential property developed within Lakes of White Oak.
X. Occupant means any person staying overnight in a Living Unit on a Parcel for a total of more than 30 days, either consecutive or nonconsecutive, in any calendar year.
Y. Officer means an individual who is elected by the Board of Directors to serve as President, Vice President, Secretary, or Treasurer, or to hold such other office as may be established by the Board of Directors.
Z. Owner means the record title holder of a Parcel, but shall not include a Mortgage Holder. For purposes hereof, the holder of a tax deed on a Parcel shall be deemed the Owner thereof, notwithstanding the fact that there may exist a right of redemption on such Parcel.
AA. Parcel means a part of the Community (including any condominium unit) and all improvements thereon which is separately listed by tax map reference in the read property ad valorum tax records of Coweta County, Georgia.
BB. Person means any individual, corporation, limited liability company, firm, association,
partnership, trust, or other legal entity.
CC. Plats means those plats of the survey relating to the Community filed in Plat Book 43, Page 48; Plat Book 45, Pages 65-73; Plat Book 49, Pages 272-277; Plat Book 53, Page 48; Plat Book 54, Pages 20, 54, and 88; Plat Book 55, Page 39; Plat Book 57, Pages 57 and 135; Plat Book 58, Page 204; Plat Book 63, Page 210; and Plat Book 65, Pages 200-201 of the Coweta County, Georgia land records. All of the Plats of survey are incorporated herein by this reference.
DD. Single-Family Residential means any Parcel which is improved with a structure which is utilized, or designed and built to be utilized, as a Living Unit; or any Parcel which is identified on the ad valorum tax records of Coweta County reference to subdivision, lot and block number whether or not the same is improved by a structure; or any Parcel which is zoned "R-1 One-Family Residential" under the provisions of the Coweta County Zoning Resolution, as amended
EE. Undeveloped means any Parcel which is not improved with a structure without regard to zoning or any future permitted use, except a Parcel which is an unimproved Single Family Residential Parcel.
FF. Violator means any Owner who violates the Association Legal Documents and any Owner's family member, guest or Occupant who violates such provisions; provided, however, if an Owner's family member, guest or Occupant violates the Association Legal Documents, the Owner of the relevant Parcel also shall be considered a Violator.

3. SUBMITTED PROPERTY AND ADDITIONAL PROPERTY
A. Submitted Property
The real property in the Community subject to this Declaration and the Act is located in Land Lots 4 and 5 of the 6th District and Land Lot 48 of the 5th District of Coweta County, Georgia, being more particularly described in Exhibit "A" attached to this Declaration, and incorporated herein by this reference and as may be shown on the Plats.
B. Additional Property
Any property shown on any Plat, which property has not been submitted to the Declaration, may be submitted to the Declaration by recording a consent form executed by the owner of such property and by the Board of Directors. Other property not shown on any Plat may be submitted to this Declaration with the approval of Owners holding at least a majority of the eligible vote of the total Association membership and by recording a consent form executed by the owner of such property and by the Board of Directors.

4. ASSOCIATION MEMBERSHIP AND VOTING RIGHTS
A. Membership
The Association shall have one class of membership. Each Owner of a Parcel shall be a member of the Association. This does not include persons who hold an interest merely as security for the performance of an obligation. The giving of a security interest shall not terminate an Owner's membership. No Owner, whether one or more Persons, shall have more than one membership per Parcel owned in the Community. An Owner's spouse or Domestic Partner may exercise all membership rights and privileges of the Owner.
B. Voting
The Owner(s) of the Parcel shall be entitled to one equally weighted vote for such Parcel, which vote may be exercised and suspended as provided in this Declaration and the Bylaws.

5. ALLOCATION OF LIABILITY FOR COMMON EXPENSES
A. General Allocations
Except as provided below, or elsewhere in the Act or the Association Legal Documents, the amount of all Common Expenses shall be assessed against all the Parcels in accordance with Paragraph 6D.
B. Specific Special Assessments
Notwithstanding the above, the Board of Directors shall have the power to levy specific special assessments pursuant to Section 44-3-225(a) of the Act as, in its discretion, it shall deem appropriate. Failure of the Board to do so shall not be grounds for any action against the Association or the Board and shall not constitute a waiver of the Board's right to do so in the future. In addition to the foregoing, the Board may charge a prorate share of streetlight costs for Parcels in the County section of the Community as a specific special assessment against the Owner's Parcel.

6. ASSESSMENTS
A. Purpose of Assessment
The Association shall have the power to levy assessments as provided herein and in the Act. Assessments shall be used for any purpose the Board of Directors determines will benefit the Owners or the Community.
B. Creation of the Lien and Personal Obligation For Assessments
Each Owner of any Parcel, by acceptance of a deed therefor, whether or not it shall be so expressed in such deed, is deemed to covenant and agree to pay to the Association all assessments and other charges levied pursuant to this Declaration and the Bylaws.
All assessments and charges levied against a Parcel and its Owner, together with interest, costs and reasonable attorneys' fees actually incurred (including post-judgment attorneys' fees, costs and expenses), and rents (if the Board of Directors so elects), in the maximum amounts permitted under the Act, shall be: (1) a charge and a continuing lien against such Parcel; and (2) the personal obligation of the Person who is the Owner of the Parcel on the due date of the assessment. Each Owner and his or her grantee shall be jointly and severally liable for all assessments and charges due and payable at the time of any conveyance of the Parcel. The Association, in the Board's discretion, may record a notice of such lien in the Coweta County, Georgia land records evidencing the lien created under the Act and this Declaration. The lien provided for herein shall have priority as provided in the Act.
C. Delinquent Assessments
All assessments and charges not paid on or before the due date shall be delinquent, and the Owner shall be in default. In addition to the powers set forth below for collection of unpaid assessments and charges, the Association shall be entitled to exercise all other rights and remedies provided by law and in equity to satisfy an Owner's debt.
If any assessment or charge, or any part or installment thereof, is not paid in full within 10 days of the due date, or such later date as may be provided by the Board of Directors:
(1) a late charge equal to the greater of $10.00 or 10% of the amount not paid, or such higher amounts as may be authorized by the Act, may be imposed without further notice or warning to the delinquent Owner;
(2) interest at the rate of 10% per annum, or such higher rate as may be authorized by the Act, shall accrue from the due date;
(3) the Board may accelerate and declare immediately due any unpaid installments of that Owner's assessments and charges. Upon acceleration, the Owner shall lose the privilege of paying such assessments and charges in installments, unless the Board otherwise reinstates such privilege in writing. If the Association has pending legal action against an Owner for unpaid assessments or charges, then no notice shall be required to accelerate unpaid installments of any annual or special assessments that come due during any fiscal year after such legal action commences, until all amounts owed are paid in full or the Board otherwise reinstates such privilege in writing; and
(4) the Association may bring legal action to collect all sums owed under the Declaration and Georgia law.
If assessments or other charges, or any part thereof, remain unpaid more than 30 days after the due date, the Owner's right to vote and use the Common Property are suspended automatically until all amounts owed are paid in full or the Board of Directors otherwise reinstates such rights in writing; provided, however, the Board may not deny ingress or egress to or from a Parcel.
If part payment of assessments or other charges is made, the amount received may be applied first to post-judgment attorneys' fees, costs and expenses, then to costs and attorneys' fees not reduced to a judgment, then to interest, then to late charges, then to delinquent assessments and then to current assessments. Late charges may be assessed on delinquencies that are created by the application of current payments to outstanding delinquent assessments or charges.
D. Computation of Operating Budget and Assessment – County & City
To establish the annual assessment for a fiscal year, the Board of Directors shall prepare a budget covering the estimated costs of operating the Community, which may include a reserve contribution as provided below. At the request of an Owner, The Board shall provide the budget to the Owners at least 21 days before the due date of such assessment, or the first installment thereof. The budget and the assessment shall become effective unless, before the due date of such assessment, a majority of the total Association membership votes to disapprove them at a duly called membership meeting.
If the membership disapproves the proposed budget or the Board of Directors fails for any reason to determine a new budget, the budget then in effect shall continue until a new budget is adopted as provided herein. The Board may adopt an adjusted budget at any time during the year following the procedure specified above.

The budget shall not operate as a limitation on expenditures by the Board of Directors. The budget is merely an estimate of Common Expenses on which the Board establishes the annual assessment. In developing the budget, the Board shall categorize each Parcel according to its use, or intended use, and in the sole discretion of the Board, as either (1) Single-Family Residential, (ii) Commercial or (iv) Undeveloped (the "Valuation Categories").

The value for assessment purposes (the "Assessed Valuation") of each Parcel within each of the Valuation Categories shall be 40% of the appraisal of the fair market value of land and improvements thereon, as determined by Coweta County, Georgia for ad valorem property tax purposes. (The appraisal of fair market value referred to herein means the appraised fair market value figure before Coweta County, Georgia uses a percentage for the County's assessed value.) As of the Effective Date, depending on whether a Parcel is located inside or outside the City of Newnan limits, some Parcels are subject to County taxes and fees and some Parcels are subject to City and County taxes and fees.
The sum total of the Assessed Valuations of all Parcels within a particular Valuation Category shall be the "Category Valuation Total."
The Annual Millage Rate shall be calculated by adding together the Category Valuation Totals of all Valuation Categories and then dividing the resulting total by the annual Association budget. The annual Millage Rate divided by multiplying the Category Valuation Totals by the total of the annual Association budget for the Association's fiscal year 1986 shall be the Base Year Annual Millage Rate, which shall not exceed 18 mills (the "Base Year annual Millage Rate Ceiling"). Succeeding Annual Millage Rates shall not exceed the Base Year Annual Millage Rate Ceiling by a percentage greater than the percentage increase in the Consumer Price Index, U.S. City Average – All Items, 1967 Equals 100, as published by the U.S. Department of Labor, Bureau of Labor Statistics (the "Index"). Increases in the Annual Millage Rate allowed hereunder shall be cumulative. If the Index be discontinued or if the basis on which it is calculated shall be revised, the Association Board shall make an appropriate conversion on the basis of conversion or adjustment factors published by the Bureau of Labor Statistics; if such factors are not so obtainable, the Association Board shall request the Bureau of Labor Statistics to provide when needed an appropriate conversion or adjustment factor which shall be applicable thereafter; if the Bureau of Labor Statistics shall be unable or unwilling to provide such appropriate conversion or adjustment factor, then the Association Board shall make an appropriate conversion on the basis of conversion or adjustment factors published by Prentice-Hall, Inc. or any other nationally recognized publisher of similar statistical information, and if no such conversion or adjustment factors are published, then the Association Board shall be authorized to use in the place of the Index such other index as in the judgment of the Association Board shall reflect a broad range of economic factors comparable in general nature to those represented in the Index.

The amount of the annual assessment for each Parcel within the various Valuation Categories shall be calculated as follows:
(1) Single Family Residential – The Category Valuation Total shall be multiplied by the Annual Millage Rate and the resulting sum then divided by the total number of Parcels within the Valuation Category to produce the annual assessment per Single Family Residential Parcel.
(2) Undeveloped – The annual assessment of each Parcel of Property within the Undeveloped Valuation Category shall be determined by multiplying the Assessed Valuation of each such Parcel by the Annual Millage Rate.
The Association shall send a written bill of the annual assessment reasonably in advance of the due date to each Owner stating: the amount of the annual assessment imposed against each Parcel owned by the Owner; the Assessed Valuation of such Parcel; and the Assessment Rate established by the Association Board for the current year.
E. Special Assessments
In addition to all other assessments and charges provided for herein, the Board of Directors may levy a special assessment against all Owners for any purpose. Special assessments totaling more than 150% of current year assessment per parcel in any fiscal year must first be approved by at least a majority of those Owners either voting by written consent or ballot pursuant to the Bylaws, or at least a majority of those Owners present or represented by proxy at a duly called meeting of the members, notice of which shall specify the purpose of such meeting.
F. Capital Budget and Contribution
The Board of Directors may prepare an annual or multi-year capital reserve budget and may establish a capital reserve fund contribution based on such budget. Capital reserve budgets should take into account the number and nature of replaceable assets, the expected life of each asset, and the expected repair or replacement cost.
G. Capital Contribution Assessment Upon Transfer of Parcels
In addition to all other assessments and charges provided for herein, upon any conveyance or transfer of a Parcel, other than to the spouse or heir of the Owner, the purchaser or grantee thereof shall be assessed and be subject to a non-refundable, non-prorated capital contribution assessment ("Capital Contribution Assessment").
For the fiscal year of the Effective Date, the Capital Contribution Assessment shall be the amount of the annual assessments for the fiscal year. The Board of Directors may increase the Capital Contribution Assessment each year not more than 10% above the prior year's Capital Contribution Assessment amount.
The Capital Contribution Assessment shall not constitute an advance payment of the annual assessment. The Capital Contribution Assessment shall constitute a specific special assessment against such Parcel, a continuing lien against such Parcel, and a personal obligation of the Owner of such Parcel.
H. Foreclosure Administration Fee
It is recognized that foreclosures of mortgages on Parcels create substantial administrative and other burdens on the Association. These additional burdens on the Association include, but are not limited to, having to monitor the status of mortgages and legal periodicals to determine when foreclosures occur, searching the Coweta County, Georgia land records to determine the names of the purchasers at foreclosure sales, contacting the foreclosure purchasers/owners regarding foreclosure-purchaser responsibilities and assessment obligations and updating Association records multiple times to deal with just a single Parcel. Pursuant to this Declaration and Section 44-3-225(a) of the Act, the Association is authorized to assess individual Owners certain fees and expenses occasioned by and benefiting just those Owners or those Owners' Parcels. In accordance with these provisions, and in addition to annual assessments, special assessments, and other charges provided for in this Declaration, any Person who acquires a Parcel at a foreclose sale of the mortgage on such Parcel, or by deed in lieu of foreclosure, will be required to pay the Association a Foreclosure Administration Fee of $1,000.00 at the time the foreclosure deed or deed in lieu of foreclosure is recorded in the Coweta County, Georgia records. The Foreclosure Administration Fee shall constitute a specific assessment as described in this Declaration.
I. Statement of Account
Any Owner, Mortgagee, or a Person having executed a contract for the purchase of a Parcel, or a lender considering a loan to be secured by a Parcel, shall be entitled, upon written request, to a statement from the Association setting forth the amount of assessments and charges due and unpaid, including but not limited to any late charges, interest, fines, attorneys' fees or other charges against such Parcel. The Association shall respond in writing within five business days of receipt of the request for a statement; provided, however, the Association may require the payment of a reasonable fee, as a prerequisite to the issuance of such a statement. Such written statement shall be binding on the Association as to the amount of assessments due on the Parcel as of the date specified therein, if such statement is reasonably relied upon in connection with the issuance of any Mortgage on such Parcel.

Assessments shall be paid in such manner and on such dates as determined by the Board of Directors. No Owner may exempt himself or herself from liability, or otherwise withhold payment of assessments, for any reason whatsoever.
J. Surplus Funds and Common Profits
Common profits from whatever source shall be applied to the payment of Common Expenses. Any surplus funds remaining after the application of such common profits to the payment of Common Expenses shall, at the option of the Board of Directors, be: (1) added to the Association's capital reserve account; (2) credited to the next assessment chargeable to the Owners; or (3) distributed to the Owners.

7. MAINTENANCE RESPONSIBILITY
A. Owner's Responsibility
Each Owner shall maintain and keep his or her Parcel and improvements thereon in good repair, condition and order. This maintenance obligation shall include, but not be limited to, roofs, gutters, downspouts, exterior building surfaces, foundations and foundation walls, windows, doors, trees, shrubs, mowing grass, weeding the lawn and planting beds, edging the lawn areas, mulching all planting areas, walks, walls and other improvements on the Owner's Parcel. In addition, each Owner shall maintain any public right-of-way located between the Owner's Parcel and the curb of the street(s) bordering such Parcel. Such maintenance shall be performed consistent with this Declaration and the Community-Wide Standard established pursuant hereto. Each Owner shall perform his or her responsibility hereunder in such manner so as not to unreasonably disturb other Parcel Owners.
Subject to the maintenance responsibilities herein provided, any maintenance or repair performed on or to the Common Property by an Owner or Occupant which is the responsibility of the Association hereunder (including, but not limited to landscaping of Common Property) shall be performed at the sole expense of such Owner or Occupant, and the Owner or Occupant shall not be entitled to reimbursement from the Association even if the Association accepts the maintenance or repair.
B. Association's Responsibility
The Association shall maintain, keep in good repair, replace and, in the Board of Directors' discretion, improve or alter the Common Property. This maintenance obligation shall include amenities, paved access and parking areas, greenbelts, trees, shrubs, grass, walks, drives and other improvements located on the Common Property. The Association shall also maintain and keep in good repair all water and sewer pipes or facilities which serve the Common Property, to the extent that such pipes and facilities are not maintained by public, private, or municipal utility companies.
The Association shall have the right, but not the obligation, to maintain public rights of way adjacent to the Community and other property not owned by the Association, if the Board of Directors in its sole discretion, determines that such maintenance would benefit the Community. At any point thereafter, the Board can cease to maintain such property and such maintenance obligation will revert back to the party originally responsible, therefore.
The foregoing maintenance shall be performed consistent with the Community-Wide Standard.
If, during the course of performing its maintenance responsibilities hereunder, the Board discovers that maintenance, repair or replacement is required of an item which is the Owner's responsibility, and such maintenance, repair or replacement must be performed for the Association to properly complete its maintenance project, then the Association may perform such work on behalf of the Owner and at the Owner's sole expense, without prior notice to the Owner, such being deemed an emergency situation hereunder.
If the Board of Directors determines that the need for maintenance or repair on the Common Property is caused through the willful or negligent act of any Owner or Occupant or his or her family, guests, tenants, or invitees, then the Association may charge the cost of any such maintenance, repair, or replacement as a specific special assessment against the Owner's or Occupant's Parcel and the Owner thereof.

The Association shall not be liable for injury or damage to person or property caused by the elements or by the Owner of any Parcel, or any other person, or resulting from any utility, rain, snow or ice which may leak or flow from any portion of the Common Property or from any pipe, drain, conduit, appliance or equipment which the Association is responsible to maintain hereunder, unless such injury or damage results directly and solely from the negligence or gross negligence of the Association. The Association shall not be liable to any Owner, or any Owner's Occupant, guest or family for any damage or injury caused in whole or in part by the Association's failure to discharge its responsibilities under this Paragraph where such damage or injury is not a foreseeable, natural result of the Association's failure to discharge its responsibilities. No diminution or abatement of assessments shall be claimed or allowed by reason of any alleged failure of the Association to take some action or perform some function required to be taken or performed by the Association under this Declaration, or for inconvenience or discomfort arising from the making of repairs or improvements which are the responsibility of the Association, or from any action taken by the Association to comply with any law, ordinance, or with any order or directive of any municipal or other governmental authority.
C. Failure to Maintain
If the Board of Directors determines that any Owner has failed or refused to discharge properly his or her maintenance, repair or replacement obligations pursuant to this Paragraph, then the Association shall give the Owner written notice of: (1) the Owner's failure or refusal; (2) the Association's right to provide necessary maintenance, repair, or replacement at the Owner's sole cost and expense; and (3) the maintenance, repair, or replacement deemed necessary by the Board.
Unless the Board determines that an emergency exists or a violation is re-occurring for which notice previously has been issued hereunder, the Owner shall have 10 days within which to complete maintenance or repair, or if the maintenance or repair is not capable of completion within such time period, to commence replacement or repair within 10 days. If the Board determines that an emergency exists, a violation is re¬occurring for which notice has been previously issued hereunder or an Owner has not complied with the demand given by the Association hereunder, the Association may provide any such maintenance, repair or replacement, the costs of which shall be a specific special assessment against the Owner and the Parcel.
D. Maintenance Standards and Interpretation
The Board of Directors may establish, interpret and enforce maintenance standards for the Community. These standards may vary over time, however, the variances shall not constitute a waiver by the Board of the right to establish and enforce maintenance standards under this Paragraph. No Board decision or interpretation regarding maintenance standards shall constitute a binding precedent with respect to subsequent Board decisions or interpretations.

8. ARCHITECTURAL CONTROLS
A. Design Review Committee
The Design Review Committee ("DRC") shall constitute a standing committee of the Association. The DRC shall consist of the Board of Directors unless the Board of Directors delegates to other Persons the authority to serve on the DRC.
B. Limitation on Exterior Modifications
Except as otherwise provided herein, no Owner, Occupant, or any other person may, without written approval of the Board or DRC:
(1) construct any Living Unit or other improvement on a Parcel;
(2) make any change or alteration that affects the exterior appearance of the Parcel; or
(3) erect, place or post any object or thing on the Parcel that affects the exterior appearance of the Parcel. Additionally, no modification shall encroach onto the Common Property unless expressly approved in writing by the Board.
C. Standards and Interpretation
The Board of Directors may establish, amend and publish written Community-Wide Standards for modifications that affect the exterior appearance of Parcels. These standards may vary for different parts of the Community, based on street visibility and location of the proposed modification or Parcel. Any standards established by the Board hereunder may be amended or vetoed by a majority of the total Association vote. No Board decision or interpretation regarding such standards shall constitute a binding precedent with respect to subsequent Board decisions or interpretations.
D. Application Process and Review
The Board of Directors may establish procedures, forms, conditions and requirements for the submission of applications for modifications to the exterior appearance of a Parcel. Such applications shall be in writing and, unless otherwise provided by the Board, submitted to the DRC. If the application requests any variance from provisions of this Declaration or published Community-Wide Standards related to the exterior appearance of the Parcel, the Owner must expressly identify such variance in the application. No approval issued hereunder shall authorize such a variance unless that variance is expressly identified in the application and specifically approved in writing by the Board or DRC.
Except as may otherwise be determined by the Board, the DRC or its designated representative shall be the sole arbiter of such application.
The standard for approval of such modifications shall include, but not be limited to: (1) aesthetic consideration; (2) materials to be used; (3) compliance with the Community-Wide Standards, this Declaration, or the design standards which may be established by the Board; (4) harmony with the external design of the existing Living Units, Parcels and structures, and the location in relation to surrounding structures and topography; and (5) any other matter deemed to be relevant or appropriate by the Board or DRC. The Board or DRC shall approve any request that it determines, in its reasonable discretion, to be in substantial compliance with such standard for approval.
E. Ruling on Application
If the Board or DRC fails to approve or to disapprove such application within 45 days after the application and all required information have been submitted, the Owner submitting the application may issue written notice, via certified mail, to the Association President, informing the President of the Owner's intent to proceed with the modification as identified in the application. Unless the Association issues a written disapproval of the application within 10 days of receipt of the Owner's notice, the approval will not be required and this subparagraph will be deemed complied with as to the items specifically identified in the application. However, even if the requirements of this subparagraph are satisfied, nothing herein shall authorize anyone to construct or maintain any modification that is otherwise in violation of the Association Legal Documents, or of any applicable zoning or other laws. Except as provided in this subparagraph, no approval of a modification shall be valid unless issued in writing. Owners may not rely on any verbal approval or statements from any person as the approval required for a modification.
F. Appeal
If the DRC does not consist of the Board of Directors, and the DRC disapproves any application or part thereof, an Owner may, in writing, appeal the DRC's decision to the Board. The notice of appeal must be sent to the Board by certified mail and received by the Board within 14 days from the date of the DRC's disapproval notice, or the decision of the DRC shall become final and all rights of appeal shall terminate. Within 45 days of receipt of a timely appeal, the Board shall approve, disapprove, or conditionally approve the Owner's application, and such ruling shall be final and binding on the Owner.
G. Commencement and Completion of Construction
All modifications approved hereunder must be commenced within six months from the date of approval, or such approval shall be deemed revoked, unless the Board or DRC gives a written extension for commencing the work. All work approved hereunder shall be completed in its entirety within six months from the date of commencement, unless otherwise agreed in writing by the Board or DRC.
H. Professional Consultants and Fees
The Board of Directors shall be authorized to charge, as a specific special assessment, against any Owner and Parcel: (1) a reasonable administrative fee for review of modifications on, or submitted plans for, such Parcel; and (2) reasonable fees for any architect, engineer or other professional consultant engaged by the Board to assist with review of modifications on, or submitted plans for, such Parcel. Any professional consultants fees shall constitute specific assessments as described in this Declaration.
I. Limitation of Liability
The Association, Board of Directors, DRC, and members thereof, are not responsible for ensuring, and shall not be held liable for any injury, damage or loss arising out of: (1) the quality, structural integrity or soundness of any modification on a Parcel; or (2) any modification's compliance with building codes, zoning regulations or other governmental requirements.

9. USE RESTRICTIONS

Each Owner shall be responsible for ensuring that the Owner's family, guests, tenants and Occupants comply with all provisions of the Association Legal Documents. In addition to the following use restrictions, the Board of Directors may establish rules and regulations in accordance with the terms hereof and as specified in the Bylaws.
A. Restrictions on Use
No Parcel or structure thereon shall be employed for any use other than the use or uses designated pursuant to the applicable development plan and final site development survey on file in the City of Newnan and/or Coweta County, Georgia Zoning office and/or adopted Zoning Ordinances, as amended, or such other use provisions of the City and/or County Ordinances as may be applicable to such Parcel or structure.
B. Mining and Drilling
No Parcel shall be used for the purpose of boring, mining, quarrying, exploring for or removing oil, other hydrocarbons or minerals. Neither shall any Parcel be used for the purpose of drilling for or removing water without the written approval of the Board.
C. Trees
No tree having a diameter of six inches or more [measured from a point two feet above ground level] shall be removed from any Parcel unless such removal is in conformity with approved landscaping plans and specifications therefor approved by the DRC.
D. Temporary Buildings
No temporary building, trailer, garage or building under construction shall be used temporarily or permanently, as a residence on any Parcel except as temporary sleeping or living quarters required or desirable for security purposes in accordance with plans and specifications therfor approved by the DRC.
E. Air, Water and Noise Pollution
No use of any Parcel shall be permitted which, in excess of the environmental performance standards applicable thereto: emits pollutants into the atmosphere, creates noise, or discharges liquid or solid wastes or other harmful matter into any waterway. Such standards may be included in the DRC guidelines. No waste or any substance or materials of any kind shall be discharged into any private or public sewer serving the Community, or any part thereof, in violation of any regulations of the City of Newnan and/or Coweta County, Georgia or any private or public body having jurisdiction.
F. Waterfront Property
(1) On Parcels adjacent to lakes, ponds, rivers, streams, creeks or other water bodies or courses: no boat canal shall be dug or excavated thereon, except with the written approval of the DRC of plans and specifications for said digging or excavation; no bulkheading, barge, docks, piling, float or other marine structure shall be erected adjacent thereto or thereupon, without the prior written approval of the DRC; and no refuse of any kind shall be placed on or disposed of therefrom into the adjacent waters.
(2) On lakes, ponds, rivers, streams, creeks or other water bodies or courses comprising any part of the Property or abutting any part of the Property no boat shall be moored so as to obstruct navigation; no power boat shall be used except a boat with a power rater approved by the DRC; and no boat of a length greater than fifteen feet, except canoes, shall be launched or used.
(3) The title that will be acquired by the grantee of the Developer's title to any Parcel fronting the Lake (and by the successors and assigns of such grantee) shall extend only to such point as designated on the applicable final site development survey for the Lake area, and in no event shall it extend beyond the shoreline of the Lake on which such Parcel abuts. No such grantee, nor any of such grantee's successors or assigns, shall have any right with respect to any stream that is a tributary to the Lake or with respect to the Lake, the land thereunder, the water therein, or the elevation, use, or condition, and none of said Parcels shall have any riparian rights or incidents appurtenant; provided further, that title shall not pass by reliction or submergence or changing water elevations.
(4) The Board may elect to convey title to the water in, and the land under the Lake to an association of Owners of Parcels that abut the Lake's shoreline and Owner's of certain other Parcels with specific easements for access to the Lake and, with respect to the ownership and control of the Lake, such association shall have all of the rights and powers reserved to the Association with respect to Common Property, with respect to assessments, and with respect to enforcement except that it shall not have the right to dedicate or transfer any title or interest in the Lake except with the written consent of the Developer.
G. Residential Use
Each Parcel that is categorized as Single-Family Residential or as Multi-Family Residential shall be used for residential purposes only, and no trade or business of any kind may be conducted in or from such a Parcel or any portion of the Community, except that the Owner or Occupant residing in a Living Unit on a such a Parcel may conduct ancillary business activities within the Living Unit so long as:
(1) the existence or operation of the business activity is not apparent or detectable by sight, sound, or smell from outside of the Living Unit;
(2) the business activity does not involve visitation or deliveries to the Parcel by employees, clients, customers, suppliers, couriers, mail carriers, or other business invitees in greater volume than would normally be expected for a Parcel without business activity;
(3) the business activity does not involve use of the Common Property, except for
necessary access to and from the Parcel by permitted business invitees;
(4) the business activity is legal and conforms to all zoning requirements for the Community;
(5) the business activity does not increase any insurance premium paid by the Association or otherwise negatively affect the Association's ability to obtain insurance coverage; and
(6) the business activity is consistent with the residential character of the Community and does not constitute a nuisance or a hazardous or offensive use, or threaten the security or safety of other Owners or Occupants, as determined in Board of Director's discretion.
The Association has no liability for any business activity in the Community. The Association also has no liability for any action or omission by it, its Directors, Officers, agents, representatives and/or vendors, that may adversely impact an Owner's or Occupant's business activity. Each Owner and Occupant hereby releases and holds harmless the Association, its Directors, Officers, agents, representatives and/or vendors, for any interruption or suspension of, or any damages to, any business activities conducted on a Parcel. Owners and Occupants shall obtain whatever supplemental insurance may be necessary to protect their business assets, business continuity and business interests on their Parcels. The Association is not obligated to obtain any insurance coverage for any Owner's or Occupant's business activity.
The term "business," as used in this provision, shall include, without limitation, any occupation, work or activity that involves the provision of goods or services to persons other than the provider's family for a fee, compensation, or other form of consideration, regardless of whether: (i) such activity is engaged in full or part-time; (ii) such activity is intended to or does generate a profit; or (iii) a license is required therefore
H. Number of Occupants
For each Parcel that is categorized as Single-Family Residential or as Multi-Family Residential, no more than two Occupants per bedroom are permitted in the Living Unit, as such bedrooms are depicted on the plans for such Living Unit approved by the applicable governmental agency. This occupancy restriction shall not apply to require the removal of any person lawfully occupying a Living Unit on the Effective Date hereof. Upon written application, the Board of Directors shall grant variances to this restriction to comply with provisions of the Fair Housing Amendments Act of 1988.
If an Owner is a corporation, limited liability company, partnership, trust or other legal entity not being a natural person, the Owner shall designate in writing to the Board the name(s) of the person(s) who will occupy the Living Unit on such a Parcel. The designated person(s) to occupy the Living Unit may not be changed more frequently than once every 12 months without the Board's written consent.
I. Subdivision of Parcels
No Parcel may be subdivided into a smaller Parcel without the prior written approval of the Board of Directors.
J. Use of Common Property
There shall be no obstruction of the Common Property, nor shall anything be kept, parked or stored on or removed from any part of the Common Property without the express written consent of the Board of Directors. The Association may remove and either discard or store any unauthorized personal property left or kept on the Common Property and the Association shall have no obligation to return, replace or reimburse the owner for such property. The Association is not liable to any Person for any loss of, theft of, or damage to any personal property.
K. Prohibition of Damage and Illegal Conduct
Without prior written consent of the Board of Directors, nothing shall be done or kept in the Community which would increase the Common Expenses, damage the Common Property, or be in violation of any statute, rule, ordinance, regulation, permit or other validly imposed requirements of any governmental body. Noxious, destructive, offensive, hazardous, or unsanitary activity shall not be carried on in the Community, as such activity or conduct may be defined in the Association's rules and regulations.
L. Firearms, Paint Ball Guns, & Hunting
The display or discharge of firearms on the Common Property is prohibited, except: (1) by law enforcement officers; and (2) to transport lawful firearms across the Common Property to or from a Parcel. The term "firearms" includes "B-B" guns, pellet guns, and other firearms of all types. The usage of paintball guns on the Common Property is prohibited. There shall be no hunting of any kind, including but not limited to hunting by firearm or bow and arrow, within the Community.
M. Pets
No Owner or Occupant may keep any animals other than a reasonable number of generally recognized household pets in the Community, as determined in the sole discretion of the Board of Directors. No Owner or Occupant may keep, breed or maintain any pet for any commercial purpose in the Community. Pets may not be left unattended outdoors and outside of fenced areas. Dogs must be kept on a leash and be under the physical control of a responsible person at all times while outdoors in areas that are not fully enclosed by a physical fence. Feces left by pets on the Common Property or on any Parcel must be removed promptly by the owner of the pet or the person responsible for the pet.
No potbellied pigs are permitted in the Community. No animals that the Board determines to be dangerous may be brought onto or kept in the Community. If the Board determines that an Owner's or Occupant's pet endangers any person or other pet or creates a nuisance or unreasonable disturbance in the Community, the Board may require that the pet be permanently removed from the Community upon seven days' written notice to such Owner or Occupant. If the Owner or Occupant fails to comply with such notice, the Board may remove the pet and/or obtain a court order requiring the Owner or Occupant to do so. Notwithstanding the above, the Board may remove any pet without prior notice to the pet's owner if, in the Board's sole discretion, the pet presents an immediate danger to health, safety or property in the Community.
Any Owner or Occupant who keeps or maintains any pet in the Community agrees to indemnify and hereby holds harmless the Association, its Directors, Officers, and agents, from any loss, damage, claim or liability of any kind or character whatsoever related to such pet. The Board may establish additional rules regarding pets in the Community, which may include restrictions on the breeds, number and/or size of permitted pets.
N. Parking
(1) The following parking regulations apply to all Parcels in the Community:
Vehicles may not be parked on any grass or landscaped areas on Parcels. Disabled and stored vehicles are prohibited from being parked in the Community, except in garages. For purposes of this subparagraph, a vehicle shall be considered "disabled" if it does not have a current license tag or is obviously inoperable. A vehicle shall be considered "stored" if it remains in the Community, other than in a garage, for 14 consecutive days or longer without prior written consent of the Board.
If any vehicle is parked in the Community in violation of this Paragraph or the Association's rules, the Board or agent of the Association may tow or boot the vehicle after 24 hours written notice. Such notice shall: (1) be placed on the vehicle; (2) specify the nature of the violation; (3) warn of possible towing or booting; and (4) state the name and telephone number of a person to contact regarding the violation. If 24 hours after such notice is placed on the vehicle the violation continues or thereafter occurs again within six months of such notice, the Board or agent of the Association may have the vehicle towed or booted in accordance with the original notice and without further notice. If a vehicle is parked in a fire lane, is blocking another vehicle or access to another Owner's or Occupant's Parcel or Living Unit, is obstructing the flow of traffic, or otherwise creates a hazardous condition, no notice shall be required and the vehicle may be towed or booted immediately.

The Association has no liability for any towing or booting in accordance with this subparagraph. Each Owner and Occupant hereby releases and holds harmless the Association, its Directors, Officers, agents and representatives, for any claim or damage from any such towing or booting. The Association's right to tow or boot is in addition to, and not in limitation of all other rights of the Association, including the right to assess fines.
(2) For Parcels categorized as Single-Family Residential, the following Parking regulations also
apply:
No Owner or Occupant may keep or bring into the Community more than a reasonable number of vehicles per Single-Family Residential Parcel or Multi-Family Residential Parcel, as determined in the sole discretion of the Board of Directors. For each Parcel that is categorized as Single-Family Residential, vehicles only may be parked in garages, driveways on Parcels, designated parking spaces, or other areas authorized in writing by the Board.

Boats, jet-skis, trailers, buses, taxis, hearses, limousines, recreational vehicles, motor homes, campers, panel trucks, trucks with a cargo-load capacity of one ton or more, full-size vans (excluding vans used by handicapped persons, mini-vans or sport utility vehicles used as passenger vehicles and receiving a "car" or "passenger vehicle" classification by the Georgia Department of Motor Vehicles), vehicles containing visible evidence of commercial use (such as tool boxes, tool racks, ladders, ladder racks or tow winches), and vehicles with commercial writings on their exteriors (except for law enforcement vehicles marked as such) are also prohibited from being parked in the Community, except: (1) in garages or as otherwise approved by the Board; or (2), in the case of service vehicles, on a temporary basis during daytime business hours or during emergencies for the purpose of serving a Parcel. The Board may establish additional rules regarding vehicles and parking in the Community, which may include restrictions on the number of vehicles which may be parked in the Community.
O. Signs
Except as may be provided for herein or as may be required by legal proceedings or any governmental construction permitting process, no signs, advertising posters, political placards or billboards of any kind shall be erected, placed, or permitted to remain in the Community without the prior written consent of the Board of Directors or DRC, other than: (1) one professional security signs not to exceed six inches by six inches each in size displayed on a Parcel; (2) one professionally lettered "For Sale" sign not to exceed 24" by 30" in size displayed on a Parcel being offered for sale; and (3) one professionally lettered political candidate endorsement placards not to exceed 24" by 30" in size displayed on a Parcel from 30 days before an election to five days after such election. The Board may establish rules permitting temporary signs on Parcels announcing open houses, births, birthdays or other events for limited periods of time. The Board shall have the right to erect signs on the Common Property.
P. Rubbish and Trash
Owners and Occupants shall regularly remove all rubbish and trash from the Parcel. No rubbish or trash shall be placed on the Common Property, except as provided herein. Rubbish and trash shall be disposed of in appropriate sealed bags and placed in proper receptacles for collection. The Board may establish additional rules regarding placement of trash cans for pick-up and/or storage, including requiring trash removal in the Community from a single vendor and establishing schedules for trash can placement and trash pickup.
Additionally, for Parcels categorized as Single Family Residential, outside storage of personal property shall not be allowed unless screened by enclosures, fences or other devices for which plans and specifications have been approved by the DRC.
Additionally, outside storage or placement of raw materials, refuse, finished goods, products, supplies and similar materials shall not be allowed unless screened by enclosures, fences or other devices for which plans and specifications shall have been approved by the DRC.
Q. Unsightly or Unkempt Conditions
Owners and Occupants are prohibited from engaging in activities which cause disorderly, unsightly or unkempt conditions on the Common Property or outside of a Living Unit in the Community, such as the assembly and disassembly of motor vehicles and other mechanical devices. Clothing, bedding, rugs, mops, appliances, indoor furniture, and other household items shall not be placed or stored outside the Living Unit. Only appropriate outdoor items, such as neatly stacked firewood, potted plants, patio furniture and grills may be kept outside the Living Unit on any Parcel. Owners and Occupants shall maintain such items in a neat and attractive condition, as determined in the Board's sole discretion.
R. Drainage
Catch basins and drainage areas are for the purpose of natural flow of water only. No obstructions or debris shall be placed in these areas. Each Owner and Occupant shall ensure that any drainage grating and/or headwalls on the Owner's Parcel are clear of obstruction and debris. Furthermore, no Owner or Occupant may obstruct or rechannel the drainage flows across the Owner's Parcel.
S. Erosion Control; Contamination
No Owner or Occupant shall engage in any activity which creates erosion or siltation problems or causes contamination of or damage to any stream, water course or in areas specifically designated as slope control areas, or any other Parcel in the Community. Each Owner and Occupant shall be liable for all damages and restoration costs resulting from such unauthorized activity.
T. Impairment of Easements
No Owner or Occupant shall impair any easement existing in the Community, or do any act or allow any condition to exist which will adversely affect the other Parcels or their Owners or Occupants.
U. Sight Distance at Intersections
All property located at street intersections shall be landscaped and kept so as to permit safe sight across the street corners. No vehicle, fence, wall, hedge, shrub, tree or other landscaping shall be placed or permitted to remain where it would create a traffic or sight problem.
V. Mailboxes
Only one mailbox may be located on each Parcel. The Owner shall replace or restore any destroyed or damaged mailbox on the Parcel. The Board may establish mailbox standards and require reasonable modifications or upgrades to mailboxes and mailbox posts to meet revised community standards.
W. Yard Sales
Yard sale, garage sale, flea market or similar activity conducted in the Community shall be subject to all reasonable conditions that the Board may impose.
If garage space is available, Owners and Occupants should park their cars and other motor vehicles in the garage before parking in the driveway. Garage conversions are prohibited; provided, however, that all garage conversions in existence on the Effective Date, and made in compliance with all of the terms of the Original Declaration, shall not constitute a violation of this requirement. The Board may establish additional rules regarding garages.
X. Window Treatments
Unless otherwise approved in writing by the Board of Directors, all windows on a Living Unit on a Parcel which are exposed to a street or another Living Unit shall have customary and appropriate window treatments. The Board may establish additional rules regarding window treatments, such as requirements for the location, type and exterior color of window treatments.
Y. Antennas and Satellite Dishes
Except as provided below or otherwise approved by the Board of Directors, no antenna or other device for the transmission or reception of television signals, radio signals or any form of electromagnetic wave or radiation shall be erected, used or maintained outdoors in any portion of the Community. Direct broadcast satellite ("DBS") antennas and multi-channel multi-point distribution services ("MMDS") one meter or less in diameter and television broadcast service antennas may be installed in accordance with rules and regulations of the Federal Communication Commission ("FCC") and the Association. Any such devices shall be installed in the least conspicuous location available on the Parcel that permits reception of an acceptable quality signal.

10. LEASING AND OCCUPANCY
A. General Leasing Provisions
Parcels may be leased only in their entirety; no rooms or fractions of Parcels may be leased without prior written Board approval. There shall be no subleasing of Parcels or assignment of leases without prior written Board approval. All leases must be for an initial term of not less than one year, except with written Board approval.
The Owner must provide the Occupant copies of the Association Legal Documents. The following provisions are incorporated into each lease of any Parcel, whether or not expressly stated therein, and into the terms of any tenancy or occupancy even if no written lease or agreement exists between the Owner and the Occupant:
(a) Compliance with Association Legal Documents.
All terms defined in the Declaration of Protective Covenants and Easements for Lakes of White Oak are incorporated herein by this reference. The Owner and each Occupant shall comply with all provisions of the Association Legal Documents. The Owner and Occupants are responsible for violations by any guests of the Parcel and may be sanctioned for any such violation.
If a Parcel is leased or occupied in violation of the Association Legal Documents, or if the Owner, Occupant or guest violates the Association Legal Documents, the Association's Board of Directors shall be authorized to take all
enforcement actions against the Owner and/or Occupant authorized under the
Association Legal Documents.
(b) Use of Recreational Facilities.
The Owner transfers and assigns to the Occupant, for the term of the lease, all rights and privileges the Owner has to use any recreational facilities on the Common Property.
(c) Liability for Assessments.
When an Owner who is leasing his or her Parcel fails to pay an assessment or any other charge to the Association when due, the delinquent Owner hereby consents to the assignment of any rent received from the Occupant during the period of the delinquency. In such case, upon request by the Board, the Occupant shall pay to the Association all unpaid assessments and other charges payable during and prior to the term of the lease and any other period of occupancy. However, the Occupant need not make such payments to the Association in excess of, or prior to the due dates for, monthly rental payments unpaid at the time of the Board's request. All such payments made by the Occupant shall reduce, by the same amount, the Occupant's obligation to make monthly rental payments to the Owner. If the Occupant fails to comply with the Board's request to pay assessments or other charges, such failure shall be deemed a violation of the Declaration and, in addition to all other enforcement rights, the Occupant shall pay to the Association all amounts authorized under the Declaration as if the Occupant were the Owner of the Parcel. The above provision shall not be construed to release the Owner from any obligation, including the obligation for assessments, for which he or she would otherwise be responsible.

11. SALE OF PARCELS
An Owner intending to transfer or sell a Parcel or any interest in a Parcel shall give the Board of Directors written notice of such intention within seven days after executing the transfer or sales documents. As part of the notice, the current Owner shall furnish the Board the name and address of the intended grantee and such other information required by the Board. This Paragraph shall not be construed to create a right of first refusal in the Association or in any third party.
Within seven days after receiving title to a Parcel, the purchaser or grantee of the Parcel shall give the Board written notice of his or her ownership of the Parcel. As part of the notice, the new Owner shall furnish the Owner's name, mailing address and such other information required by the Board.

12. INSURANCE

A. Hazard Insurance on Common Property
The Board of Directors shall obtain hazard insurance for all insurable improvements on the Common Property. This insurance shall include, at a minimum, coverage for fire, wind, storm, hail, vandalism, malicious mischief and civil commotion and shall be in an amount sufficient to cover the full replacement cost of such insurable improvements. Alternatively, the Board may purchase "all-risk" coverage in like amounts.
B. Association Liability Insurance
The Board shall obtain a public liability policy applicable to the Common Property covering the Association and its members for all damage or injury caused by the negligence of the Association or any of its members or agents, in their capacities as such, with a combined single limit of at least $1,000,000.00.
C. Directors' and Officers' Liability Insurance
The Board shall obtain a Directors' and Officers' liability insurance policy with a limit of at least $1,000,000.00.
D. Fidelity Insurance
The Board shall obtain a fidelity bond or dishonesty insurance on Directors, Officers, employees, and other persons handling or responsible for the Association's funds, regardless of whether they are compensated by the Association. If reasonably available, the fidelity bond or dishonesty insurance shall cover at least one-quarter of the annual assessments from all members plus the reserve funds in the custody of the Association at any time during the term of the bond or policy. The bond or policy must provide that it may not be canceled, substantially modified or subject to non-renewal without at least 30-days prior written notice to the Association.
E. Additional Association Insurance
The Board may obtain such additional insurance as it deems appropriate.
F. Premiums and Deductibles on Association Policies
Premiums for all Association insurance shall be a Common Expense. The policies may contain reasonable deductibles. Deductibles shall not be subtracted from the face amount of the policies in determining whether the insurance equals the full replacement cost of the insurable improvements.
G. General Insurance Provisions
In addition to any other terms the Board deems appropriate, all Association insurance shall be governed by the following provisions:
(1) All policies shall be written with a company licensed to do business in Georgia;
(2) All policies on the Common Property shall be in the name of the Association for the benefit of itself and its members;
(3) The Board shall have exclusive authority to adjust losses under all Association insurance policies;
(4) The insurance carried by the Association shall be primary and shall not be brought into contribution with insurance purchased by individual Owners, Occupants, or their Mortgagees;
(5) All hazard insurance policies shall have an inflation guard endorsement and an agreed amount endorsement if reasonably available; and
(6) A qualified person who is in the real estate industry and familiar with construction in the county where the Community is located shall review the Association's hazard insurance policy at least bi-annually to evaluate the sufficiency of such coverage.
H. Individual Parcel Owner Insurance
Each Owner shall carry hazard insurance on the Owner's Parcel and the structures thereon meeting the same requirements as set forth in subparagraphs (A), (F), (G)(1) and (G)(5) of this Paragraph for insurance on the Common Property.

13. REPAIR AND RECONSTRUCTION AFTER CASUALTY DAMAGE
A. Common Property
In the event of damage to or destruction of any structure on the Common Property, the Board of Directors shall arrange for and supervise the prompt repair or reconstruction of such structure, with such improvements or modifications it deems appropriate, unless 80% of the Owners vote not to do so.
(1) Construction Fund.
Any insurance proceeds collected on a claim against any Association hazard policy and any special assessments collected pursuant to subparagraph (2) below shall constitute a construction fund to be used by the Board for repair or restoration pursuant to this Paragraph.
(2) Proceeds.
If the proceeds of insurance are not sufficient to defray the Board's estimated or actual costs of repair or reconstruction, including, but not limited to, any professional fees and premiums for construction bonds the Board deems necessary, the Board may levy a special assessment against all Owners without the necessity of a membership vote or compliance with any other requirements for approval of special assessments in this Declaration. Any surplus funds remaining after the repair or reconstruction is completed shall be common funds of the Association to be used as determined by the Board.
B. Parcels
In the event of damage to or destruction of any structure on a Parcel, the Owner shall either: (1) within 180 days, repair or reconstruct such structure in accordance with plans and specifications approved by the DRC; or (2) within 60 days, clear the Parcel of all debris and sod or landscape all portions of the Parcel as approved by the DRC.

14. EMINENT DOMAIN
Whenever any Common Property is taken by, or conveyed in lieu of condemnation to, any authority having condemnation or eminent domain power, the Board of Directors shall give notice thereof to each Owner. If any structure on the Common Property is so taken or conveyed, the Board shall arrange for and supervise the prompt reconstruction of such structure, to the extent sufficient Common Property is available, with such improvements or modifications it deems appropriate, unless 80% of the Owners vote not to do so.
If proceeds from the condemning authority are not sufficient to defray the Board's estimated or actual costs of reconstruction, including, but not limited to, any professional fees and premiums for construction bonds the Board deems necessary, the Board may levy a special assessment against all Owners without the necessity of a membership vote or compliance with any other requirements for approval of special assessments in this Declaration. Any surplus funds remaining after the reconstruction is completed shall be common funds of the Association to be used as determined by the Board.

15. EASEMENTS A. Easements for Use and Enjoyment
Every Owner shall have a right and easement of ingress and egress, use and enjoyment in and to the Common Property which shall be appurtenant to and shall pass with the title to his or her Parcel, subject to the Association's right to:
(1) charge reasonable admission and other fees for the use of any portion of the Common Property;
(2) limit the number of Owners' guests who may use the Common Property;
(3) provide for the exclusive use and enjoyment of specific portions of the Common Property at certain designated times by an Owner;
(4) suspend Owners' rights to use the Common Property as set forth in this Declaration;
(5) borrow money as provided in the Bylaws, subject to the rights, interests, easements and privileges of the Owners set forth in this Declaration;
(6) grant permits, licenses or easements across the Common Property; and
(7) dedicate or transfer all or any portion of the Common Property as provided in the
Bylaws.
The Owners' rights and easements granted in this Paragraph are subject to: (1) all other rights of the Association and other Owners set forth in this Declaration, the Bylaws or the Articles of Incorporation; and (2) all encumbrances and other matters of public record affecting title to the Common Property.
B. Easements for Utilities
There is hereby reserved to the Association, or its designee, blanket easements upon, across, above and under all property within the Community for access, ingress, egress, installation, repair, replacement, and maintenance of: (a) gas, water, sanitary sewer and electricity services and all other utilities serving any portion of the Community; (b) any water runoff and storm drainage systems; and (c) any other services such as, but not limited to, any telephone and telecommunication systems, master television antenna system, cable television system or security system serving the Community. The Board of Directors has the right to grant a specific license or easement by separate recordable document to any party furnishing such utilities or services.
C. Easement for Entry.
There is hereby reserved to the Association and its designee, an easement and right, but not the obligation, to enter onto any Parcel for emergency, life-safety, security and safety. The right may be exercised by the Association's Board of Directors, Officers, agents, employees, managers, and all police officers, firemen, ambulance personnel, and similar emergency personnel in the performance of their respective duties. Except in an emergency situation, entry shall be only during reasonable hours and after notice to the Owner or Occupant. This right of entry shall include the right of the Association to enter a Parcel to cure any condition which may increase the possibility of a fire or other hazard in the event that an Owner fails or refuses to cure the condition upon request by the Board. No one exercising the easement and rights granted in this Paragraph shall be liable for trespass, damages, or in any other manner by virtue of exercising such rights. The failure to exercise the rights herein or to exercise said rights in a timely manner shall not create liability to any of the above-referenced parties, it being agreed that no duty to enter a Parcel shall exist.
There is hereby reserved to the Developer and its employees, agents, successors and assigns the right at all reasonable times to enter upon all parts of each Easement Area for any of the purposes for which such Easement Area is reserved, without being deemed to have committed a trespass or wrongful act solely by the carrying out of such purposes, provided the same are done in accordance with the provisions herein. The Developer and its employees, agents, successors and assigns shall be responsible for leaving each parcel in good condition and repair following any work or activity undertaken in an Easement Area.
D. Easement for Association Maintenance.
There is hereby reserved to the Association and its designee, an easement and right across all portions of the Community, to allow the Association to fulfill the maintenance obligations described in this Declaration. This easement shall be exercised with a minimum of interference to the quiet enjoyment of the Owner's property, reasonable steps shall be taken to protect the Owner's property, and any Person causing damage to the Owner's property shall repair the damage at its sole expense.
E. Easements for Owners' Maintenance and Repair.
There is hereby created reciprocal appurtenant easements over and upon adjacent Parcels for the purpose of maintaining or repairing the improvements and landscaping on each Parcel. This easement shall extend into each Parcel not more than five feet from any point on the common boundary line between the Parcels. Owners may exercise this easement only for the reasonable period of time necessary to complete the needed maintenance or repair. The Owner exercising this easement right shall be liable for the prompt repair of any damage such Owner caused to the Parcel over which this easement is exercised. The damaged portions of such Parcel shall be restored to substantially the same condition that existed prior to the damage.
F. Easement for Street Signs.
There is hereby reserved to the Association and its designee, an easement and right across all portions of the Community for ingress to, egress from, installation, construction, landscaping and maintenance of street signs for the Community. This easement right shall include, but not be limited to, the right to cut, remove and plant trees, shrubbery, flowers and other vegetation around all street signs.
G. Easement for Entry Features.
There is hereby reserved to the Association and its designee, an easement and right over and upon each Parcel which is bounded by the right-of-way providing primary access to the Community and every other Parcel located at the corner of a street intersection in the Community for ingress to, egress from, installation, construction, landscaping and maintenance of entry features and similar streetscapes for the Community. This easement right shall include, but not be limited to, the right to cut, remove and plant trees, shrubbery, flowers and other vegetation around the entry features and the right to grade the land under and around the entry features. Owners shall not alter, remove or add improvements to any entry features on any Parcel, or any part of any easement area associated therewith without the prior written consent of the Board of Directors.
H. Easements Reserved to Association.
Easements and rights-of-way are hereby expressly reserved to the Association, its successors and assigns, in, on, over and under each Easement Area for the following purposes:
(1) the erection, installation, construction and maintenance of wires, lines, conduits and poles and the necessary or proper attachments in connection with the transmission of electricity, telephone, cable television cables and other utilities and similar facilities;
(2) the erection, installation, construction and maintenance of storm-water drains, land drains, public and private sewers, pipelines for supplying gas, water and heat, and for any other public or quasi-public facility, servic3e or function;
(3) slope control purposes, including the right to grade and plant slopes and prevent the doing of any activity which might interfere with slopes or which might create erosion or sliding problems or which might obstruct or retard drainage flow; and
(4) the planting or re-planting of hedges, shrubbery, bushes, trees, flowers and plants of any nature.
I. Public in General.
The easements and rights created in this Paragraph do not, are not intended to, and shall not be construed to create any easements or rights in or for the benefit of the general public; provided, however, nothing set forth herein shall in any way limit or restrict any easements or rights already granted to the public as such easements or rights are previously recorded in the Coweta County, Georgia land records. The Board of Directors hereby reserves the right to close temporarily, all or any portion of the Community that, in the reasonable opinion of the Board, may be legally necessary to prevent a dedication of such property, or the accrual of any rights to such property, to the general public or to any Person other than the Persons for which such easements are expressly created in this Declaration.

16. AUTHORITY AND ENFORCEMENT
A. Compliance with Association Legal Documents
All Owners, Occupants and their guests shall comply with the Association Legal Documents. The Association, and in an appropriate case, one or more aggrieved Owners, may take action to enforce the terms of the Association Legal Documents directly against all Violators. However, if an Owner's family member, guest or Occupant violates the Association Legal Documents, the Association, in its sole discretion, is permitted to enforce the terms of the Association Legal Documents against: (1) only the Owner; (2) only the violating family member, guest or Occupant; or (3) both the Owner and the violating family member, guest or Occupant. Notwithstanding anything herein to the contrary, the Owner of the Parcel is always ultimately responsible for his or her own actions and the actions of all family members, Occupants and guests of such Parcel.

Nothing herein shall be construed to affect the rights of an aggrieved Owner or Occupant to proceed independently for relief from interference with his or her personal or property rights against a Person violating the Association Legal Documents. The Board of Directors may, in its discretion, require the aggrieved Owner or Occupant to independently pursue all available remedies under Georgia law against the Violator before the Association intervenes and commences enforcement action against such Violator.
B. Types of Enforcement Actions
In the event of a violation of the Association Legal Documents, the Association shall have the power to take any or all of the following actions separately or simultaneously; provided, however, all suspensions and fines shall comply with the procedures described below and nothing herein shall authorize the Association or the Board to deny ingress and egress to or from a Parcel:
(1) Suspend all Violators' rights to use the Common Property;
(2) Suspend the voting rights of a violating Owner;
(3) Impose reasonable fines against all Violators, which shall constitute a lien on the violating Owner's Parcel;
(4) Use self-help to remedy the violation;
(5) Bring an action for permanent injunction, temporary injunction and/or specific performance to compel the Violator to cease and/or correct the violation; and
(6) Record in the Coweta County land records a notice of violation identifying any uncured violation of the Association Legal Documents regarding the Parcel.
C. Suspension and Fining Procedure
Except as provided below, before imposing fines or suspending right to use the Common Property or the right to vote, the Association shall give a written violation notice to the Violator as provided below.
(1) Violation Notice
The written violation notice to the Violator shall:
(a) Identify the violation, suspension(s) and/or fine(s) being imposed; and
(b) Advise the Violator of the right to request a violation hearing before the Board of Directors to contest the violation or request reconsideration suspension(s) or the fine(s).
Notwithstanding the Violator's right to request a violation hearing, suspension(s) and/or fine(s) shall commence on the date of the written violation notice, unless a later date is specified in such notice.
(2) Violation Hearing
If the Violator submits a written request for a violation hearing within 10 days of the date of the violation notice described above, then the Board of Directors shall schedule and hold, in executive session, a violation hearing. If a Violator fails to timely request a violation hearing, such Violator loses the right to contest the violation and request reconsideration of the suspension(s) and/or the fine(s). If a Violator timely requests a violation hearing, the Violator shall have a reasonable opportunity to address the Board regarding the violation; provided, however, the Board may establish rules of conduct for the violation hearing, including but not limited to, limits on the amount of time one person can speak and limits on the number of participants who may be present at one time. The minutes of the violation hearing shall contain a written statement of the results of such hearing.
(3) No Violation Notice and Hearing Required
No violation notice or violation hearing shall be required to:
(a) impose late charges on delinquent assessments;
(b) suspend a violating Owner's voting rights if the Violator's Parcel is shown on the Association's books and records to be more than 30 days past due in any assessment or charge, in which case suspension of the violating Owner's right to vote shall be automatic and shall continue until the violation no longer exists or the Board of Directors otherwise reinstates such rights in writing;
(c) suspend a Violator's right to use the Common Property if the Violator's Parcel is shown on the Association's books and records to be more than 30 days past due in any assessment or charge, in which case suspension of the Violator's right to use the Common Property shall be automatic (which shall allow the Association to tow and/or boot a Violator's vehicle located on the Common Property without complying with the Suspension and Fining Procedures described above);
(d) Engage in self-help in an emergency;
(e) Impose fines for each day of a continuing violation, in which case, each day the violation continues or occurs again constitutes a separate violation and fine(s) may be imposed on a per diem basis without any further notice to the Violator; or
(f) impose fines if the same violation occurs again on the same Parcel, in which case fine(s) may be imposed on a per diem basis without any further notice to the Violator.
D. Self-Help
In addition to all other enforcement rights granted herein, the Board of Directors may elect to enforce any provision of the Association Legal Documents by self-help without the necessity for compliance with the Suspension and Fining Procedures described above.
By way of example and not limitation, the Association or its duly authorized agent shall have the authority to tow vehicles that are in violation of parking regulations and enter a Parcel or any portion of the Common Property to abate or remove any structure, thing or condition that violates the Association Legal Documents. Unless an emergency exists, before exercising self-help, the Association shall give the Violator at least two days prior written notice. Such notice shall request that the Violator remove and abate the violation and restore the Parcel to substantially the same condition that existed prior to the structure, thing or condition being placed on the Parcel and causing the violation. Such removal, abatement and restoration shall be accomplished at the Violator's sole cost and expense. If the same violation occurs again on the same Parcel, the Association may exercise self-help without any further notice to the Violator.
E. Injunctions and Other Suits at Law or in Equity
All Owners agree and acknowledge that there may not be adequate remedies at law to enforce the Association Legal Documents. Therefore, in addition to all other enforcement rights granted herein, the Association is hereby entitled to bring an action for permanent injunction, temporary injunction and/or specific performance to compel a Violator to cease and desist and/or correct any violation.
F. Costs and Attorney's Fees for Enforcement Actions
In any action taken by the Association to enforce the Association Legal Documents, the Association shall be entitled to recover from the Violator, any and all costs incurred by the Association, including but not limited to attorneys' fees actually incurred, all of which shall constitute a lien against the violating Owner's Parcel.
G. Failure to Enforce
The Board of Directors has the sole discretion to decide which, if any, enforcement action to pursue against each Violator. The failure of the Board to enforce any provision of the Association Legal Documents shall not be deemed a waiver of the right of the Board to do so thereafter. No right of action shall exist against the Association for failure to enforce if the Board of Directors determines that:
(1) the Association's position is not strong enough to justify taking enforcement action;
(2) a particular violation is not of such a material nature as to be objectionable to a reasonable person;
(3) a particular violation is not of such a material nature to justify the expense and resources to pursue or continue to pursue enforcement action;
(4) the aggrieved Owner or Occupant asserting a failure of enforcement has not independently pursued all available individual remedies under Georgia law; or
(5) the Association enforces only against an Owner for the violation of the Owner's family member, guest or Occupant or the Association does not enforce against the Owner and enforces only against the violating family member, guest or Occupant.

17. AMENDMENTS
A. Member Approval Procedure
Except where a higher vote is required for action under any other provisions of this Declaration, the Bylaws or by the Act, this Declaration may be amended with the approval of Owners holding 2/3 of the total Association vote. Notice of a meeting, if any, at which a proposed amendment will be considered shall state the fact of consideration and the subject matter of the proposed amendment. No amendment shall be effective until certified by the President and Secretary of the Association and recorded in the Coweta County, Georgia land records.
B. Eligible Mortgage Holder Approval
In addition to approval by the Owners as provided above, material amendments to this Declaration and the Bylaws must be approved by Eligible Mortgage Holders who represent at least 51% of the votes of Parcels that are subject to Mortgages held by Eligible Mortgage Holders. Notwithstanding the above, the approval of any proposed amendment by an Eligible Mortgage Holder shall be deemed implied and consented to if the Eligible Mortgage Holder fails to submit a response to any written proposal for an amendment within 30 days after the Eligible Mortgage Holder receives notice of the proposed amendment sent by certified or registered mail, return receipt requested.
C. Amendments to Comply with Law or Conform Documents
Notwithstanding the foregoing, the Board of Directors, without the necessity of a vote from the Owners, may amend this Declaration and the Bylaws to comply with any applicable state, city or federal law, including but not limited to, compliance with applicable guidelines of the Federal National Mortgage Association ("Fannie Mae"), Federal Home Loan Mortgage Corporation ("Freddie Mac"), the Department of Housing and Urban Development ("HUD") and the Veterans Administration ("VA"), or to resolve conflicts between this Declaration, the Bylaws, the Articles, and applicable laws.
D. Validity of Amendments
No Person shall be permitted to bring any legal action to challenge the validity of an amendment to this Declaration or the Bylaws more than one year after the recording thereof in the Coweta County, Georgia land records.

18. GENERAL PROVISIONS
A. Security
The Association may, but shall not be required to, provide measures or take actions which directly or indirectly improve security in the Community. Each Owner, for himself or herself and his or her Occupants, tenants, guests, licensees, and invitees, acknowledges and agrees that the Association is not a provider of security. The Association has no duty to provide security in the Community. Furthermore, the Association does not guarantee that Owners, Occupants and other people will not commit criminal acts in the Community or that unauthorized people will not gain access to the Community. It shall be the responsibility of each Owner to protect his or her person and property, and all responsibility to provide such security shall lie solely with each Owner. The Association shall not be held liable for any loss or damage by reason of failure to provide adequate security or ineffectiveness of measures undertaken.
B. Dispute Resolution
Before filing any lawsuit or administrative proceeding against the Association, the Board of Directors, any Officer or Director, or the Association's property manager, an Owner or Occupant request in writing and attend a meeting with the Board to discuss an amicable resolution of any dispute. The Owner or Occupant shall, in such request and at the meeting, make a good faith effort to explain the grievance and resolve the dispute. Upon receiving a request for a meeting, the Board shall give notice of the date, time and place of the meeting to the person requesting the meeting. The Board shall schedule this meeting for a date not less than seven or more than 30 days from the date of receipt of the meeting request, except with the approval of the Owner or Occupant. After the meeting, the Board shall have a reasonable opportunity to address the Owner's or Occupant's grievance before a suit is filed.
C. No Discrimination
No action shall be taken by the Association or the Board of Directors which would unlawfully discriminate against any person on the basis of race, creed, color, national origin, religion, sex, familial status or handicap.
D. Implied Rights
In addition to express rights, the Association may exercise any right or privilege implied from the existence of any express right or privilege or reasonably necessary to effectuate any such right or privilege.
E. Electronic Records, Notices and Signatures
Notwithstanding any other portion of this Declaration, records, signatures and notices shall not be denied validity or effectiveness hereunder solely on the grounds that they are transmitted, stored, made or presented electronically. The relevant provisions of the Bylaws shall govern the giving of all notices required by this Declaration.
F. Use of Words "Lakes of White Oak"
"Lakes of White Oak" is a service mark of the Association. No person shall use the term "Lakes of White Oak" or any derivative in any printed or promotional material without the Association's prior written consent. However, Owners may use the terms "Lakes of White Oak"sm in printed or promotional matter where such term is used solely to specify that particular property is located within the Community. Any use of the name "Lakes of White Oak"sm shall be in a manner in which proprietary rights to such name are protected.
G. Preamble
The preambles and recitals of this Declaration are by reference made a part of this document as if fully stated herein in their entirety.
H. Duration
The covenants and restrictions of this Declaration shall run with and bind the real property in the Community perpetually to the extent provided in the Act.
I. Severability
Invalidation of any one of these covenants or restrictions, by judgment, court order, or otherwise, shall in no way affect the application of such provision to other circumstances or affect any other provision(s), which shall remain in full force and effect.

19. PREPARER
This Declaration was prepared by Ashley Miller Lanier, Weissman, Nowack, Curry & Wilco, P.C., One Alliance Center, 4th Floor, 3500 Lenox Road, Atlanta, Georgia 30326.
IN WITNESS WHEREOF, the undersigned Officers of Lakes of White Oak Community Association of Coweta County, Inc., hereby certify that the above amendment to the Original Declaration and the following amendment to the Original Bylaws were duly adopted by the required majority of the Association and its membership, with any required notices duly given.
This 7th day of February 2009

EXHIBIT "A"

All that certain tract or parcel of land situate, lying and being in/Land Lot 3 of the Sixth Land District of the City of Newnan, Coweta County, Georgia, being Lots 1 through 63, inclusive, of Kingsbrook Subdivision, as per plat of record at Plat Book 65, Pages 200-201, Coweta County, Georgia Records. Reference to said plat is hereby made for a more complete and accurate description of the property herein described.

All that certain tract or parcel of land situate, lying and being in Land Lots 2 and 3 of the Sixth Land District of the City of Newnan, Coweta County, Georgia, containing 34.08 acres and being more particularly described on that certain plat of survey for Pebble Creek, said survey being prepared by Campbell, Steele & Associates, dated November 5, 1996, and being of record at Plat Book 4,3, Page a), Office of the Clerk, Coweta County, Georgia Superior Court. Reference to said plat is hereby made for a more complete and accurate description of the property herein described.

All that tract or parcel of land, containing 65.52 acres, situate, lying and being in Land Lots 3, 4, 29 and 30 of the Sixth Land District of Coweta County, Georgia, as shown on
Plat of Survey for Frazier Shaw, dated September 21, 1994, made by Campbell, Steele & Associates, as recorded in Plat Book 58, Page 204, in the Office of the Clerk of the Superior Court of Coweta County, Georgia to which plat reference is hereby made for a more particular and accurate description of the property conveyed herein.
All that certain tract or parcel of land situate, lying and being to Land Lot 47 of the Fifth Land District of Coweta County, Georgia, and being more particularly described and depicted as Parcel B containing 15.48 acres on that certain plat of survey prepared by Sealbolt and Company, Inc., dated February 21, 1994, which plat is record at Plat Book 6-7, Page /-75-, in the Office of the Clerk of the Superior Court of Coweta County, Georgia, said plat being made a part hereof by reference.

All that certain tract or parcel of land situate, lying and being in Land Lot 48 of the Fifth Land District and Land Lot 3 of the Sixth Land District of Coweta County, Georgia, being 37.690 acres as set forth on that certain plat of survey for Woodstream Investment, Inc. and being of record at Plat Book "Y-1 Page "S-1, Office of the Clerk, Coweta County, Georgia
Superior Court. Reference to said plat is hereby made for a more complete and accurate description of the property herein described.

All that certain tract or parcel of land situate, lying and being in Land Lots 47, 48, 17, and 18 of the Fifth Land District of Coweta County, Georgia, and being that property depicted on the sketch attached hereto as Exhibit "A" and made a part hereof, bounded as follows: On the North and Northeast by the Southerly boundary of a certain 41.52 acre tract conveyed by Jefferson Ventures, Inc. to Mawal, Inc., said tract being depicted on that survey of record at Plat Book 54. Page 94, Coweta County, Georgia Records. On the Northwest, West, South and southeast by property owned by Patten Seed Company, said property of Patten Seed Company being the fairway of Holes No. 12, No, 13 and No. 14 of the Old Course Canongate-On-White Oak Golf Course.

On the South by the Northerly Right of way of Lower Fayetteville Road. All that certain tract or parcel of land situate, lying and being in Land Lot 5 of the 6th Land District of Coweta County, Georgia, being 10.415 acres as set forth on that certain plat of survey for Christina Homes, Inc. and being of record in Plat Book Page,39, Coweta County, Georgia Records. Reference to said plat is hereby made for a more complete and accurate description of the property herein described.

All that certain tract or parcel of land situate, lying and being in Land Lot 4 of the Sixth Land District of Coweta County, Georgia and being mor cularly described as that certain 12.448 acre tract depicted on that certain pl t of survey prepared for
Five Star Development Co., Inc., said survey being prepared by Larry C. Shimshick,
Registered Land Surveyor of Jefferson Consultants, Inc., dated September 14, 1992 and
being of record in Plat Book .5-74 , Page 1ff , Office of the Clerk, Coweta County,
Georgia Superior Court. Reference to said plat is hereby made for a more complete
and accurate description of the property herein described.
All that certain tract or parcel of land situate, lying and being in Land Lot 3 and Land
Lot 4 of the Sixth Land District of Coweta County, Georgia, an i
and being more particularly
described as all lots and property lying within Woodstream Subdivsion. Phase et
forth on that certain final plat of Woodstream Subdivision, Phase Two of record at Deed
Book 49, Pages 272-277, Office of the Clerk, Coweta County, Georgia Superior Court.
Reference to said plat is hereby made for a more complete and accurate description of the
property described herein.

EXHIBIT "A"
All that certain tract or parcel of land situate, lying and being in Land Lots 3 and 4 of the Sixth Land District of Coweta County, Georgia and Land Lots 48 and 49 of the Fifth Land District of Coweta County, Georgia, and being more particularly described as that property designated as Tract A containing 34.505 acres, Tract B containing .999 acres, and Tract C containing 5.916 acres as set forth on that certain plat of survey prepared for Murlin D. Willie Properties, Inc., said survey being prepared by Jefferson Consultants, Inc., dated August 7, 1992, and being of record at Plat Book 54, Page 20, Office of the Clerk, Coweta County, Georgia Superior Court. Reference to said plat is hereby made for a more complete and accurate description of the property herein described.

All that tract or parcel of land situate, lying and being in Land Lots 4 and 5 of the Sixth Land District and Land Lots 49 and 80 of the Fifth Land District, Coweta County, Georgia and being that certain 42.630 acre tract more particularly shown on a plat of survey prepared for R. C. Development. Inc., said plat being recorded in Plat Book 3'2 Page , Coweta County. Georgia Records. Reference to said plat is hereby made for a more complete and accurate description of the property herein described.

 

LOWO-amended-and-restated-declaration-May-2009

DRC Info
Your Design Review Committee (DRC) is made of several community volunteers who meet at 7 pm on the 3rd Tuesday of each month. The committee’s purpose is to maintain the community’s architectural and general appearance appeal by reviewing homeowner change requests to their individual properties. This organization is the only standing committee authorized by our community covenants. Based upon the covenant directives, and the supplemental DRC Guidelines, this committee reviews requests for changes to existing structures, additional structures, landscaping and any other change which alters the appearance of the property. The DRC is not a covenant violation enforcement committee. Any homeowner who wishes to change the outward appearance of any portion of their property must obtain prior permission from the community DRC before beginning the project. Some examples requiring DRC permission are:

  • changes the house/trim colors;
  • adding any outbuilding;
  • adding onto or modifying the home or any additional structure;
  • major landscaping changes;
  • cutting down/removal of any healthy trees that are greater than 6 inch diameter at 2 feet above ground level
  • fence additions and changes;
  • in-ground swimming pools;
  • additional paved or parking areas.

Some examples of actions which do not require DRC approval are:

  • pressure washing / repainted of existing colors;
  • maintaining existing home and outbuildings to include re-roofing (of the same type);
  • upgrade to architectural shingles;
  • addition of a play set in the backyard;
  • installing a storm door;
  • adding / removing shrubbery not associated with a major landscaping change;
  • trimming/removal of trees less than 6 inch diameter at a point 2 feet from the ground;
  • removal of diseased/dead trees of any diameter;
  • removal of a tree which threatens the structural integrity of the home or another structure
  • maintaining existing fences / garden structures;
  • interior changes or modifications.

Additional DRC guidance when planning your project If you are not sure about whether you need permission or not, send an email to the office at office@lakesofwhiteoak.com. You can normally get a reply within one week or less. Plan ahead and submit your request at least a month in advance of your start date. Remember the DRC meet only once a month and are volunteers, not paid employees. If possible, attend the meeting when your project is up for review. It helps when there may be confusion or missing information. If possible provide examples of what your completed project may look like; include diagrams or architectural renderings. Be patient. We want you to improve your home and increase its value and we are many times able to come up with comprises in most instances.

LOWO- Request for DRC Approval 2015

Pool Registration
Homeowners must be current with all community assessments to obtain annual pool passes. If unsure of your current assessment status please check with Kim Salvatore, CMA Property Management. As we are a single family, residential community association. Only the legal property owner(s) and those related by marriage, blood or adoption and living full time in this home, may obtain community pool passes. Those individuals and/or families who are renting/leasing the entire home may also obtain passes but must provide a copy of the current rental/lease agreement at the time of registration. This same “relationship” rule applies to the leasing family. Anyone one else who may be living in the home will not be issued a pass and must pay the $1.00 daily guest fee. If you have a situation outside of these limitations (examples: child who lives primarily with an ex-spouse, or grandchildren who stay with you during the summer) please see the Pool Manager for these and any other possible / reasonable exceptions. A good “rule of thumb” to use is, if the individual (living full-time in the home) can be, or ever was, claimed on the homeowner’s tax return, they may have a community pool pass. We ask that you do not attempt to circumnavigate this rule in any manner. In the interest of the safety for all of our community families we must be able to clearly identify those who have rightful access to our pool, and also make every effort to prevent access to anyone who does not belong here. We reserve the right to deny cards and/or access to anyone submitting fraudulent or intentionally inaccurate information on our pool applications.

COMMUNITY POOL RULES 

2015 Registration Form